63 million Indian businesses leave lakhs on the table every year — idle cash sitting in accounts earning nothing. Artha analyses your numbers and tells you exactly what to do with your money.
No jargon. No spreadsheets. Just answer 5 plain questions and Artha does the rest.
Revenue, expenses, bank balance — in plain language. No accounting degree needed.
Our AI calculates your exact investable surplus after protecting all your commitments.
See exactly where your surplus should go — safe buffer, stable growth, market opportunity.
A full AI-written narrative explaining your financial health, patterns, and actions to take.
Fill in your business numbers below. Artha will generate your personalised CFO report instantly.
Overnight or liquid funds. Withdraw any time, same day. Zero lock-in.
Low risk, steady returns. Ideal for 3–6 month horizon. Beats FD rates.
Market-linked growth. Only money you won't need for 6–12 months.
Generating your personalised CFO report...
Not a generic global tool. Designed from the ground up for Indian SMEs, Indian instruments, and Indian business patterns.
Not generic market news. Insights calibrated to your exact revenue, expenses, and cash rhythm.
Liquid funds, debt funds, Nifty ETFs — instruments that work for Indian business cash, not US 401k plans.
Artha only advises. You decide. You act. Your money stays in your control, always.
No EBITDA definitions. No complex ratios. Just clear, honest language any business owner can act on.
Log your score each month and watch your financial health improve. Stored locally in your browser — private, no account needed.
Save your score to build a trend over time.
Your progress over the last 6 months
Plain-language market and financial insights, updated for Indian business owners. No jargon. Just what matters.